Capture in seconds
Voice, receipt photo, or a quick type. Pick whatever’s fastest in the moment.
No bank link · iOS & Android
You spent it.
You just forgot where.
The small purchases disappear. Spreadsheets don’t last a week. Snap a receipt or say it out loud. This expense tracker logs it in seconds, then answers “where did my money go?”
How It Works
How this expense tracker works
Stay consistent
Recurring bills and reminders keep your records complete without busywork.
Understand your money
Reports, budgets, optional income vs expenses, and an AI assistant that answers spending questions clearly.
Features
Receipt scanner, voice entry,
AI insights, and optional income
Everything you need in a modern spending tracker, from daily logging to cash flow, when you want it.
Receipt scanner app + voice logging
Say “Coffee 5 dollars at Starbucks today” or scan a receipt with AI OCR. Amount, date, merchant, and category fill in automatically, one of the fastest ways to track daily expenses without typing. Learn about receipt scanning →
- Voice expense entry
- Smart receipt scanner (OCR)
- Auto amount & category
AI expense tracker assistant
Ask “How much did I spend on groceries this month?” and get answers from your own history: personal finance insights without spreadsheets.
- Natural-language questions
- Personal insights
- Private & secure
Budget tracker that keeps you honest
Set a monthly budget per account and watch a live progress bar as you spend. Green when you’re fine, red when you’re not. Simple spending control. See budget tracking →
- Colour-coded progress
- Top categories at a glance
- Recent activity on home
Subscriptions on autopilot
Rent, Netflix, gym: set them once and TrackMyExpense logs them on schedule. See how much of your month is locked into recurring spend.
- Auto-log on schedule
- Recurring analytics
- Never miss a bill
Income mode, when you want it
The app stays expense-only until you turn Income mode on. Then log salary, freelance, or other income the same way you log expenses, and see income vs expenses plus net cash flow on Home each month.
- Log income from the + button
- Income vs expenses and net cash flow
- Filter expenses, income, or both
More that helps daily
Small details that make tracking stick.
150+ currencies
Track in the currency you use. Perfect for travel and multi-country life.
Offline first
Log expenses anywhere. Sync happens automatically when you’re back online.
Export anytime
PDF, Excel, or CSV when you need records for taxes or sharing.
Recurring expenses & income
Subscriptions, rent, salary, and bills log themselves on schedule. Set once, done.
Clear reports
Charts, category breakdowns, and income vs expenses when Income mode is on.
Private & secure
Encrypted data with Google or Apple sign-in. Your finances stay yours.
Reviews
Rated by real users
Current scores on the App Store and Google Play.
FAQ
Common questions
Everything you need to know before you download.
What’s included?
Expense logging, optional Income mode, budgets, reports, multi-account, AI assistant, receipt scanner (OCR), voice entry, AI expense predictor, currency conversion, calculator mode, recurring expenses and income, and PDF/Excel/CSV export. No ads.
Can I track income too?
Yes. Turn on optional Income mode when you also want salary, freelance, or other income. The app stays expense-only until you do. Log income from the + button, see income vs expenses and net cash flow on Home, and filter reports for expenses, income, or both.
Does TrackMyExpense work offline?
Yes. TrackMyExpense is offline-first. Log and view expenses without internet; data syncs automatically when you’re back online.
Can I scan receipts with AI?
Yes. Snap a photo of any receipt and AI extracts amount, date, merchant, and category automatically, so you spend less time typing.
Which platforms does TrackMyExpense support?
How does voice expense entry work?
Say something like “Coffee 5 dollars at Starbucks today.” AI fills amount, category, merchant, and date for you.
Can I export my data?
Yes. Export to PDF, Excel, or CSV anytime so you never lose your records.
Is my financial data private and secure?
Yes. Sign in with Google or Apple. Data is encrypted in transit and at rest. No ads. See our privacy policy for full details.
What is the best expense tracker app for iPhone and Android?
If you want an AI expense tracker with a built-in receipt scanner, voice logging, optional income tracking, budgets, and offline support, TrackMyExpense is built for that. Available on iOS and Android.
Does TrackMyExpense need a bank link?
No. Track expenses without linking a bank account. Capture with a receipt scan, voice, or manual entry. Useful if you want privacy-first spending tracking without open banking.
See where your money went
Download on iOS and Android and try the app.